Improve credit score in Edmonton

How to Improve Your Credit Score

When your day to day expenses start to become more than you can bear, it’s easy to sink into debt. You may feel like you’re in danger of being swallowed up by bill payments and interest charges. Credit counselling in Edmonton can help you get your finances back on track and improve your credit score. Keep reading to learn more.

Fox-Miles & Associates Inc. Licensed Insolvency Trustee can provide credit counselling in Edmonton to help you get your finances back on track. Call for a consultation today.

What is Credit Counseling?

Credit counselling is a process offered by provincially accredited professionals that helps individuals eliminate their debt and learn how to stay out of debt in the future. Credit counsellors carefully review your finances and work with you to create a budget, pay off your debts and rebuild your credit.

Types of services

Licensed insolvency trustees and credit counsellors in Edmonton can offer a number of services such as financial planning, counselling, consumer proposals and advice about filing for personal or corporate bankruptcy.

  • Financial planning and budgeting—Credit counsellors can provide you with the knowledge and guidance you need to manage your finances in the long term. They’ll help you create a budget and meet your financial goals. 
  • Counseling—Credit counsellors assess your current financial situation by looking closely at the amount of income you bring in, your monthly expenses and the amount of debt that you’re carrying. Your credit counsellor will then help you come up with a plan that will allow you to either consolidate and pay off your debts or file for personal or corporate bankruptcy.
  • Consumer proposal—A consumer proposal allows you to restructure your debt and negotiate the terms of repayment. Having a consumer proposal will put an end to invasive debt collection phone calls and give you a much more manageable timeframe in which to pay off your debts. 
  • Bankruptcy—When your debt is casting a dark shadow over your life and your future, bankruptcy may be the only way out. A certified bankruptcy trustee can guide you through the process and set you on the path towards a debt-free future. 

Rebuilding your credit

Professionals for credit counselling in Edmonton are your greatest ally when it comes to dealing with your debt. They can give you the information and the skills you need to gain control over your finances and rebuild your credit.

Credit Counselling in Edmonton to Help You Regain Confidence

If you need credit counselling services, or help filling for personal or corporate bankruptcy, visit one of the professional and compassionate trustees at Fox-Miles & Associates Inc. Licensed Insolvency Trustee. We understand what you're going through and we're here to help you find your footing again. Contact us now to learn more.
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