We welcome you to browse this page to find some answers to our most frequently asked questions. If you have any further questions, we welcome you to give us a call today!
How Do I Get Started?
Call us for a free consultation to explore all available options.
Where Do I Go?
Licensed insolvency trustees are listed in the Yellow Pages phone book or online at www.yp.ca.
Are the Creditors Calling?
The collection process can be stayed (stopped) by any of the alternatives under the Bankruptcy and Insolvency Act.
The Bank Is Coming to Collect My Car, What Do I Do?
A debtor has rights under the Civil Enforcement Act of Alberta, and you should contact a lawyer or a trustee for a consultation as to your rights.
How Do I Stop This?
Call for a free initial consultation
Who Can Help?
Fox-Miles & Associates Inc. Licensed Insolvency Trustee can explain the process so you can make an informed decision.
What if I’ve Lost My Job and Can’t Pay the Bills?
Call Fox-Miles & Associates Inc. Licensed Insolvency Trustee to see what your options are.
Who Knows about My Bankruptcy/Proposal?
All your creditors receive notice of the proceedings and the process is a matter of public record.
How Long Does It Take?
Bankruptcy takes a minimum of 9 months. Consumer proposals can take up to 5 years. Bankruptcy is not the only solution; call Fox-Miles & Associates Inc. Licensed Insolvency Trustee to explore all your options.
What Are the Changes That Came Into Effect September 18th, 2009?
A first time bankrupt, who has excess income, according to the Superintendent of Bankruptcy, must pay their excess for 21 months. A second time bankrupt must pay their excess for 36 months, to quality for an automatic discharge.